It’s not uncommon for a learner driver to pass their driving test and to ask their parents for help, when sorting insurance. There’s nothing explicitly wrong with that, but don’t you want to take your first step of independence yourself?
Insurance can be a jargon-filled affair, however, there’s a few things you need to understand to get your head around it, trust us!
We’ve broken it down into 5 simple points, so you can get driving as soon as possible, all by your own efforts!
1) Sorting out the driving home from the test
Some learner drivers get so overwhelmed by the day of their driving test that they forget about the drive home! There’s nothing more anti-climatic than passing your driving test and then having to sit in the passenger seat as you get chauffeured home!
With an InsureLearnerDriver policy, your covered for your driving test in the borrowed car of a friend or family members, or even your own. However, depending on the policy, you may be able to drive home after passing! Take a look at our diagram to see how it works:
In summary, if you have a InsureLearnerDriver policy which was valid for 7 days or over, you are covered for up to 3 hours after passing your driving test to drive directly home (or to where it’s garaged).
2) Deciding on what you want from your policy
The best thing to do is to take your time to research companies, their main values and what their customer’s experiences are like. You should also be able to provide a basic idea of how much you’ll be using the car and what for, as these factors may affect your policy price.
If you wish to join the Black Box revolution, in order to save money and drive safer, Sky Insurance offers a Young Drivers Scheme to suit most newly qualified drivers.
4) Payment process
Once you’ve decided on the policy you wish to take out, some companies will accept a payment plan which is spaced out over the year through instalments. Other companies may only accept one off payments for the year. Think about your own situation and what would work best for you.
5) Get driving
There’s no harm in doing some research into young driver policies prior to passing your driving test. If you’re still learning to drive and need extra practice, be sure to get a quote through us via our website.