Learner Driver Insurance & Learning To Drive

Learning to drive can be a confusing, exciting and scary time, so we’ve put together this collection of answers to all of the questions you might have about learning to drive. Everything from how to get your provisional licence to getting learner insurance and what to do once you pass, we have it all covered.

All you need to know about Learning to Drive & Learner Driver Insurance

First Steps

Should I learn to drive?

This is probably the first question to ask yourself before you go any further! Driving can bring you a lot of freedom and opportunities that you wouldn’t be able to take advantage of if you couldn’t drive so whoever you are, whatever age you are, there are plenty of reasons to learn to drive. That doesn’t change the fact that learning to drive can be very expensive though, so it’s important to think about ways to save money whilst learning to drive.

When should I learn to drive?

You should learn to drive when you have the time and money to be able to commit to taking lessons and practicing regularly enough to learn and build your knowledge so you haven’t forgotten what you learned in the last lesson. Lessons and practicing in your own or a borrowed car can provide a good balance so that you can learn as quickly, efficiently and cost-effectively as possible. Other than that, then you can learn to drive any time after your 17th birthday!

When can I apply for my provisional licence?

You can apply for your Provisional Driving Licence up to 3 months before you turn 17. You can apply for this online on the DVLA website. Although it’s important to remember that even if you receive your Provisional Licence before you turn 17, you can’t start learning how to drive on public roads until you turn 17. 

How much does a provisional licence cost?

The cost of a provisional licence is currently £17 but this can change so it’s always best to check these things on https://www.gov.uk/apply-first-provisional-driving-licence.

Am I too old to learn to drive?

You’re never too old to learn to drive, and it can be a liberating experience whenever you decide to learn. If you want to learn more about the challenges and advantages of learning to drive when you’re a little older you can read more here about learning to drive when you’re older.

Learning to Drive

How long does it take to learn to drive?

It completely depends on the person. There is no required minimum amount of hours or maximum amount of hours you can spend learning, so don’t worry if it’s taking you longer or if you need more lessons to learn how to drive than some of your friends. On average according to the DVSA (Driver and Vehicle Standards Agency) it takes 45 hours of lessons and an additional 22 hours of practice outside of your driving lessons. You can read on to find out more about how long it takes to learn how to drive.

How much does learning to drive cost?

Learning to drive can be expensive but there are ways to make it more affordable. The average cost for a driving lesson in the UK is £24 but this can vary a lot depending on how long the lessons are, and whether you buy them in bulk or individually. The best alternative to complement your driving lessons and help you to learn to drive and pass your test quicker and cheaper is to practice in your own car or borrow a parent’s car. You can also read about more ways to save money whilst learning to drive or you can get a quote for learner driver insurance for anywhere between 1 day and 1 year in 30 seconds.

Should I take an intensive driving course?

Intensive driving courses have become increasingly popular over recent years with more and more people deciding to try and learn to drive and pass their test in as little as a week. However, there are definite downsides of learning in this way. Firstly, learning in the space of a week you will be taught how to try and pass the test, and not necessarily how to drive safely and you certainly won’t experience as many different situations as you would by learning through normal lessons and practice. You are unlikely to experience driving in different weather conditions and this can make it a lot more daunting when you then have to experience driving in rain or snow for the first time, without the comfort of having an instructor there to guide you through it. Moreover, intensive driving courses require an upfront payment and can cost upwards of £1,000. Whereas normal lessons and learning in your own or someone else’s car, you can pay for lessons as you have them, or insure yourself to learn in a car on a daily or weekly basis. In your own time for your own convenience and at your own pace which will give you a far broader experience of driving and help make you a better driver, not just rushing you to pass your test.

Does learning in someone else’s car affect their no claims bonus?

If you are added onto a family member’s or friend’s policy as a learner driver this can affect their no claims bonus if you were to have an accident in their car. However, it does not affect their no claims bonus if you take out a separate policy altogether just to insure you as a learner driver on their car. You can get a quote in seconds for this here with the peace of mind that you won’t be affecting anyone else’s insurance policy.

Who can accompany me in the car whilst I’m learning?

It’s important to make sure that when you’re learning to drive that you are accompanied by someone over the age of 21 who has held their licence for at least 3 years and who is fully insured on the vehicle you will be learning in. Alongside their insurance you also need insurance for the vehicle that you’re driving in, and you can get learner driver insurance here that won’t affect the owner’s policy or no claims bonus. We offer learner driver policies for any amount of time from 1 day, 1 week all the way up to 1 year.

When do I take my theory exam?

You need to have passed your theory exam before taking your practical driving test, but you can still start learning how to drive before taking your theory exam.

What car should I learn to drive in?

There is no one answer to this question, but you should try to make sure you learn how to drive in a car you feel comfortable in and importantly is road-safe and has a full MOT. It is also worth considering whether you want to learn to drive in a manual or automatic car. If you learn to drive in a manual and pass the manual driving test you can always drive in an automatic after, but if you learn in an automatic then you can’t drive a manual car, so it’s best to keep this in mind when making your choice!

How do I learn to parallel park?

Parallel parking and other tricky manoeuvres can certainly haunt some learners but its important to stay calm and keep at it as practice will mean you pick these up so much faster. Read on for a step-by-step guide of how to parallel park.

How many minor faults can I get in my driving test?

You can pass your practical driving test with up to 15 minor faults, but if you make any major faults you will fail. Only 49% of people pass their driving test on their first attempt, so don’t be disheartened if you fail the first time! Practice, take some more lessons and book another test and you’ll pass in no time. You can read more to learn more about driving test faults and find out the most common ones.

How much does a driving test cost?

The price of a driving test in the UK depends on the day you do the test. If you book your test to be on a weekday it costs £62 but if you do your test during the evening, on a weekend or on a bank holiday it will cost £75. The theory test costs £23 on any day. For more information on how to book both these tests you can read more about how to apply for a theory and practical test.

Finding it hard to learn to drive?

It can be hard to learn to drive, and it doesn’t come as naturally to some people as others. It’s important to keep at it, make sure you’re comfortable with your driving instructor and that they’re helping you learn at a speed that you can keep up with but that is pushing you enough to make you progress. Outside of lessons it can also be really useful to practice in your own car or in a borrowed car with a supervisor so you can put what you’ve learned in lessons into practice and so you can focus on learning something new in your next lesson. At InsureLearnerDriver we offer learner driver insurance so you can practice in your own car or in a borrowed car outside of lessons.


Learner Driver Insurance

How long do I need learner driver insurance for?

This varies for each person but at InsureLearnerDriver we do offer lots of flexibility to how long you can get learner driver insurance for; so whether for you think you’ll need cover a day, a week or a year, we can offer you a quote here in seconds.

Which Learner Driver insurance is the best?

There are lots of providers of learner driver insurance on the market but InsureLearnerDriver offers the best flexibility of short-term or long-term cover on your own car, or on a borrowed car. Better still, you can get a quote in seconds and we offer a Price Match Promise, so you can know you won’t get a better deal elsewhere.

Is Learner Driver insurance compulsory?

Learner driver insurance is compulsory if you are learning how to drive or practicing privately and not with a qualified driving instructor.

Can I get learner driver insurance on my own car?

Yes, you can learn how to drive either in a car registered in your name or you can learn to drive in a borrowed car. If you’re looking for short-term learner insurance of annual learner insurance, we’ve got you covered. For full details you can look at the acceptance criteria for learner driver insurance in your own car.

Can I learn to drive in a borrowed car?

You can learn to drive in a borrowed car from a family member or friend without affecting their No Claims Bonus. For full details on the acceptance criteria for learner driver insurance in a borrowed car you can look here for short term policies for 1-6 days and here for the acceptance criteria for 7-140 days.

Why is learner driver insurance cheaper?

Learner Driver insurance is generally cheaper than insurance for a newly passed driver as the risk is often higher for a newly passed driver that is no longer supervised in the car in the way that a learner driver is.

Can I drive on learner’s insurance after I’ve passed my test?

Once you have passed your practical driving test you will need full insurance for a full UK licence and cannot continue to drive with learner’s insurance. Depending on how long your policy is and your insurer’s policy terms will affect when your learner driver insurance becomes void. Some policies will allow you to drive home in the vehicle after passing the test and others will end as soon as you pass the test. It’s important to check what your insurance covers before the test so you make sure you can get home.

Does Learner Driver insurance show on MID?

Yes, learner driver insurance will show on MID but you should take into account that it can take up to 7 working days for it to show online after you’ve purchased it.