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InsureLearnerDriver | September 26, 2017

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Learner Driver Insurance

Blonde girl taking keys from parent - Learner Driver Insurance

We offer four types of Learner Driver Insurance;

  • Policies for Learners Practising in Someone Else’s Car (1- 6 days) – short term online policies
  • Policies for Learners Practising in Someone Else’s Car (7-140 days) – short term online policies
  • Policies for Learners Who Own Their Own Car – short term online policies
  • Policies for Learners Who Own Their Own Car – annual policies 

Learner Driver Insurance is a specific type of policy tailored towards those learning to drive. An accompanying qualified driver needs to be with the Learner Driver at all times when they are driving under this insurance.

The Benefits of Learner Driver Insurance cover are;

  • the Learner Driver can get as much extra practice as they like
  • a more cost effective way to practice in addition to your driving lessons 
  • flexibility to arrange instant cover when you need some extra driving practice
  • Comprehensive cover on the vehicle whilst the learner is driving
  • if it’s someone else’s car you are using, this independent policy removes the risk of any negative effect to their own policy – like losing their No Claims Bonus discount
  • parent’s can help their children pass their Driving Tests quicker 

Normal legal requirements apply with regards to having a qualified accompanying driver – in addition to the insurance policy restrictions.

Policy Requirements for the Accompanying Driver:

  • Must be a Full Licence holder
  • Must be between 25-72 years of age
  • Must have held a Full UK, EEA or EU Driving Licence for a minimum of 3 years

Accompaniment by a Driving and Vehicle Standards Agency (DVSA) approved driving instructor or a DVSA qualified examiner is also permissible.

There are four basic types of Learner Driver Insurance policies available;

  1. Learner Insurance for Practising in Someone Else’s Car (1-6 days) – this short term policy can be purchased online with periods of cover starting from 1 day up to 6 days – (ages 17- 30 covered)
  2. Learner Insurance for Practising in Someone Else’s Car (7-140 days) – this short term policy can be purchased online with periods of cover starting from 1 day up to 140 days – (ages 17- 40 covered)
  3. Learner Insurance for Practising in Your Own Car  – a short term policy starting from 28 days up to 140 days – (ages 17- 25 covered).
  4. Learner Insurance for Practising in Your Own Car  – this is for an annual policy period and allows the owner to start earning their own No Claims Bonus discount – (ages 17- 25 covered) Click here for full details of the Annual Learner Driver Insurance policy.